Terms And Conditions

Effective Date: 06/02/2024

Please read these Terms and Conditions ("Terms") carefully before using our website ("Site") operated by Phillip Bates & Co Ltd ("we," "us," or "our"). Your access to and use of the Site is conditioned on your acceptance of and compliance with these Terms. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Site.

1. Use of the Site
1.1 The information provided on this Site is for general informational purposes only and should not be considered as professional advice. We are not responsible for any reliance placed on such information.

1.2 You must be at least 18 years old to use this Site. By using this Site, you represent that you are at least 18 years old.

2. Account Registration
2.1 You may be required to create an account to access certain features of the Site. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

2.2 You are solely responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

3. Intellectual Property
3.1 The content and materials available on the Site, including but not limited to text, graphics, logos, images, and software, are owned or licensed by us and are protected by applicable copyright and other intellectual property laws.

3.2 You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content or materials obtained from the Site.

4. Privacy
4.1 Our Privacy Policy explains how we collect, use, and protect your personal information. By using the Site, you consent to the practices described in the Privacy Policy.

5. Limitation of Liability
5.1 To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from

(i) your access to or use of or inability to access or use the Site;

(ii) any conduct or content of any third party on the Site;

(iii) any unauthorized access, use, or alteration of your transmissions or content.

6. Indemnification
6.1 You agree to defend, indemnify, and hold us harmless from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt.